wsb1224
b8c4e8b672
修复 PPT 异步任务无法生成的问题，包括任务变量引用错误、失败状态回写、心跳缺失任务恢复。 脱敏改为保司/产品后台统一配置，生成端不再让用户选择；任务创建时保存策略快照。 保司支持独立控制 PPT、海报 Logo 显示。 PPT 核验新增吸烟状态、币种及三个条件字段。 利益演示、退保提取调整为警告，不再阻止生成。 PPT 生成完成后可以直接返回数据核验页修改。 建立不同险种、单图/长图共六套海报字段画像。 PPT“生成场景”支持后台新增、启停和删除。 保司、产品、PPT 模板、文案模板均支持安全删除。 内置模板禁止删除，只允许停用；存在关联数据时拒绝危险删除。 补充策略变更及删除审计日志。 更新 API 文档、部署文档及修复计划实施记录。 关键交付文件： [数据库迁移 migrate_027.py](D:/work/code/python/coding/baodanagent/api/insurance/db/migrate_027.py) [海报字段画像 field_profiles.py](D:/work/code/python/coding/baodanagent/api/insurance/poster/field_profiles.py) [动态场景服务 scenarios.py](D:/work/code/python/coding/baodanagent/api/insurance/ppt/scenarios.py) [新增回归测试](D:/work/code/python/coding/baodanagent/tests/ppt_poster_optimization_test.py) [优化修复计划书](D:/work/code/python/coding/baodanagent/docs/保险智能客服系统_PPT与海报优化修复计划书_20260731.md) 验证结果： 核心链路测试：37 passed，1 skipped 扩展回归测试：140 passed PPT 渲染器测试：6 passed 前端生产构建：通过 Python 编译检查：通过 完整测试集：190 passed，1 failed 唯一失败为 tests/test_chat_save.py::test_chat_logs_query 未建立 Flask application context，与本次 PPT/海报链路无关。
443 lines
17 KiB
Python
443 lines
17 KiB
Python
"""归一化模块 — 将 LLM 提取的原始数据转为标准结构。"""
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import re
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import hashlib
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from typing import Optional
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def _safe_number(value) -> float:
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"""安全数值转换。"""
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if value is None:
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return 0
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try:
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parsed = float(value)
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return parsed if parsed == parsed else 0 # NaN check
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except (ValueError, TypeError):
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return 0
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def _normalize_gender(raw) -> str:
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"""统一性别值为 male/female/unknown。兼容旧数据中的 男/女。"""
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if not raw:
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return "unknown"
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s = str(raw).strip().lower()
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if s in ("male", "m", "男"):
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return "male"
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if s in ("female", "f", "女"):
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return "female"
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return "unknown"
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def _normalize_smoker(raw) -> str:
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"""统一吸烟状态为 yes/no/unknown。"""
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if raw is None:
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return "unknown"
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value = str(raw).strip().lower()
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if value in ("yes", "y", "true", "1", "是", "吸烟", "吸煙", "smoker"):
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return "yes"
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if value in ("no", "n", "false", "0", "否", "不吸烟", "不吸煙", "non-smoker", "nonsmoker"):
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return "no"
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return "unknown"
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def _normalize_currency(raw) -> Optional[str]:
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"""统一常见币种别名；未知值保持为空，避免伪造 USD。"""
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if raw is None:
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return None
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value = str(raw).strip().upper().replace(" ", "")
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aliases = {
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"US$": "USD",
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"$": "USD",
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"USB": "USD",
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"RMB": "CNY",
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"人民币": "CNY",
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"￥": "CNY",
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"¥": "CNY",
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"HK$": "HKD",
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"S$": "SGD",
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"€": "EUR",
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"£": "GBP",
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}
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normalized = aliases.get(value, value)
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return normalized if normalized in {"USD", "HKD", "CNY", "SGD", "EUR", "GBP"} else None
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def _optional_number(value):
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"""可选金额：缺失保留 None，不把未知值伪装成 0。"""
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if value in (None, ""):
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return None
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return _safe_number(value)
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def _normalize_pay_years(raw) -> int:
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"""统一缴费年期为 int。兼容旧数据中的 '5年' 字符串。"""
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if raw is None:
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return 0
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if isinstance(raw, (int, float)):
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return int(raw)
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s = str(raw).strip()
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m = re.search(r'(\d+)', s)
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if m:
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return int(m.group(1))
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if "整付" in s or "趸缴" in s or "single" in s.lower():
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return 1 # 整付视为 1 年
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return 0
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def _extract_years(value) -> int:
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"""从字符串提取年数（如 '5年' → 5）。"""
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if value is None:
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return 0
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match = re.search(r"\d+(?:\.\d+)?", str(value))
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return int(float(match.group())) if match else 0
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def _sha256(file_path: Optional[str]) -> str:
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"""计算文件 SHA-256。"""
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if not file_path:
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return ""
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try:
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h = hashlib.sha256()
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with open(file_path, "rb") as f:
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for chunk in iter(lambda: f.read(8192), b""):
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h.update(chunk)
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return h.hexdigest()
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except Exception:
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return ""
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def normalize_savings_plan(raw: dict, pdf_path: str = None, parser: str = "llm-json") -> dict:
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"""归一化储蓄险提取数据。"""
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insured_age = _safe_number(raw.get("insured", {}).get("age"))
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insured = raw.get("insured", {})
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# 归一化利益演示行
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benefit_rows = []
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for row in raw.get("benefit_illustration", []):
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if not isinstance(row, dict):
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continue
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policy_year = _safe_number(row.get("policy_year"))
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if policy_year <= 0:
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continue
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age = _safe_number(row.get("age")) or (insured_age + policy_year)
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benefit_rows.append({
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"policyYear": int(policy_year),
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"age": int(age),
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"totalPremiumPaid": _safe_number(row.get("total_premium_paid")),
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"guaranteedCashValue": _safe_number(row.get("guaranteed_cash_value")),
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"reversionaryBonus": _safe_number(row.get("reversionary_bonus")),
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"terminalDividend": _safe_number(row.get("terminal_dividend")),
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"totalSurrenderValue": _safe_number(row.get("total_surrender_value")),
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"deathBenefit": _safe_number(row.get("death_benefit")),
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"sourcePage": int(_safe_number(row.get("source_page"))) if row.get("source_page") else None,
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})
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benefit_rows.sort(key=lambda r: r["policyYear"])
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# 归一化退保行
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cumulative = 0.0
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withdrawal_rows = []
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for row in raw.get("withdrawal_illustration", []):
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if not isinstance(row, dict):
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continue
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policy_year = _safe_number(row.get("policy_year"))
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if policy_year <= 0:
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continue
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annual = _safe_number(row.get("annual_withdrawal") or row.get("withdrawal_amount"))
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total_withdrawn = _safe_number(row.get("total_withdrawn") or row.get("cumulative_withdrawal"))
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cumulative = total_withdrawn if total_withdrawn > 0 else cumulative + annual
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age = _safe_number(row.get("age")) or (insured_age + policy_year)
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withdrawal_rows.append({
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"policyYear": int(policy_year),
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"age": int(age),
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"totalPremiumPaid": _safe_number(row.get("total_premium_paid")),
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"annualWithdrawal": annual,
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"cumulativeWithdrawal": cumulative,
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"surrenderValueAfter": _safe_number(row.get("surrender_value_after") or row.get("remaining_surrender_value")),
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"guaranteedValueAfter": _safe_number(row.get("guaranteed_value_after")),
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"basicSumInsuredAfter": _safe_number(row.get("basic_sum_insured_after")),
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"sourcePage": int(_safe_number(row.get("source_page"))) if row.get("source_page") else None,
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})
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withdrawal_rows.sort(key=lambda r: r["policyYear"])
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# 保单信息
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policy = raw.get("policy", {})
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annual_premium = _safe_number(policy.get("annual_premium"))
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pay_years = _extract_years(policy.get("premium_payment_period"))
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raw_product_name = raw.get("product_name") or policy.get("product_name", "")
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return {
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"kind": "savings",
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"productName": raw_product_name,
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"rawProductName": raw_product_name,
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"insured": {
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"name": insured.get("name") or "客户",
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"age": int(insured_age),
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"gender": _normalize_gender(insured.get("gender")),
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"smoker": _normalize_smoker(insured.get("smoker")),
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},
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"policy": {
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"currency": _normalize_currency(policy.get("currency")),
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"annualPremium": annual_premium,
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"basicPlanAnnualPremium": _optional_number(policy.get("basic_plan_annual_premium")),
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"basicSumInsured": _optional_number(policy.get("basic_sum_insured")),
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"firstYearAmountDue": _optional_number(policy.get("first_year_amount_due")),
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"annualPremiumWithLevy": policy.get("total_premium_with_levy"),
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"payYears": pay_years,
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"contractualTotalPremium": annual_premium * pay_years,
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"coveragePeriod": policy.get("coverage_period", ""),
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},
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"benefitRows": benefit_rows,
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"withdrawalRows": withdrawal_rows,
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"withdrawalProvenance": "official_extracted" if withdrawal_rows else "missing",
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"source": {
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"pdfHash": _sha256(pdf_path),
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"pdfPath": pdf_path,
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"parser": parser,
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},
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}
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def normalize_ci_plan(raw: dict, pdf_path: str = None, parser: str = "llm-json") -> dict:
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"""归一化重疾险提取数据。"""
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insured = raw.get("insured", {})
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policy = raw.get("policy", {})
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insured_age = _safe_number(insured.get("age"))
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# 保障项目
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coverage_items = []
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for item in raw.get("coverage_items", []):
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if not isinstance(item, dict):
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continue
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name = item.get("name") or item.get("label") or ""
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coverage_items.append({
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"name": name,
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"amount": _safe_number(item.get("amount")),
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"description": item.get("description") or "",
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"sourcePage": int(_safe_number(item.get("source_page"))) if item.get("source_page") else None,
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})
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# 利益演示行
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benefit_rows = []
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for row in raw.get("benefit_illustration", []):
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if not isinstance(row, dict):
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continue
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policy_year = _safe_number(row.get("policy_year"))
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if policy_year <= 0:
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continue
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death_benefit = _safe_number(row.get("death_benefit"))
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if death_benefit == 0:
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death_benefit = _safe_number(policy.get("sum_insured"))
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benefit_rows.append({
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"policyYear": int(policy_year),
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"totalPremiumPaid": _safe_number(row.get("total_premium_paid")),
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"deathBenefit": death_benefit,
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"totalSurrenderValue": death_benefit, # 渲染器统一字段（CI 用身故赔付作为主值）
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"ciBenefit": _safe_number(row.get("ci_benefit")) if row.get("ci_benefit") else None,
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"sourcePage": int(_safe_number(row.get("source_page"))) if row.get("source_page") else None,
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})
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benefit_rows.sort(key=lambda r: r["policyYear"])
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annual_premium = _safe_number(policy.get("annual_premium"))
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pay_years = _extract_years(policy.get("premium_payment_period"))
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base_sum_insured = _safe_number(
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raw.get("base_sum_insured")
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or policy.get("basic_sum_insured")
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or policy.get("sum_insured")
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)
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return {
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"kind": "ci",
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"productName": raw.get("product_name", ""),
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"insured": {
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"name": insured.get("name") or "客户",
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"age": int(insured_age),
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"gender": _normalize_gender(insured.get("gender")),
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"smoker": _normalize_smoker(insured.get("smoker")),
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},
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"policy": {
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"currency": _normalize_currency(policy.get("currency")),
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"sumInsured": _safe_number(policy.get("sum_insured")),
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"baseSumInsured": base_sum_insured,
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"basicPlanAnnualPremium": _optional_number(policy.get("basic_plan_annual_premium")),
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"basicSumInsured": _optional_number(policy.get("basic_sum_insured")),
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"firstYearAmountDue": _optional_number(policy.get("first_year_amount_due")),
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"upgradeBenefitAmount": _safe_number(raw.get("upgrade_benefit_amount")),
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"upgradeBenefitYears": _safe_number(raw.get("upgrade_benefit_years")),
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"annualPremium": annual_premium,
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"annualPremiumWithLevy": policy.get("total_premium_with_levy"),
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"payYears": pay_years,
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"totalPremium": annual_premium * pay_years,
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"coveragePeriod": policy.get("coverage_period", ""),
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},
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"coverageSummary": {
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"majorCiCount": int(_safe_number(raw.get("major_ci_count"))),
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"earlyCiCount": int(_safe_number(raw.get("early_ci_count"))),
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},
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"coverageItems": coverage_items,
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"icuBenefitRules": raw.get("icu_benefit_rules", []),
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"multiClaimRules": raw.get("multi_claim", []),
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"premiumWaiverRiders": raw.get("premium_waiver_riders", []),
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"benefitRows": benefit_rows,
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"source": {
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"pdfHash": _sha256(pdf_path),
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"pdfPath": pdf_path,
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"parser": parser,
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},
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}
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def normalize_iul_plan(raw: dict, pdf_path: str = None, parser: str = "llm-json") -> dict:
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"""归一化 IUL 提取数据。"""
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insured = raw.get("insured", {})
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policy = raw.get("policy", {})
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insured_age = _safe_number(insured.get("age"))
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# 指数账户
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index_accounts = []
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for acc in raw.get("index_accounts", []):
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if not isinstance(acc, dict):
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continue
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allocation = acc.get("allocation", 0)
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if isinstance(allocation, str):
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try:
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allocation = float(allocation)
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except ValueError:
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allocation = 0
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index_accounts.append({
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"name": acc.get("name", ""),
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"allocation": allocation,
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"assumedRate": acc.get("current_assumed_rate") or acc.get("current_rate") or "",
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"floorRate": acc.get("guaranteed_floor_rate") or acc.get("guaranteed_floor") or "",
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"capRate": acc.get("cap_rate") or "",
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"participationRate": acc.get("participation_rate") or "",
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})
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# 利益演示行
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benefit_rows = []
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for row in raw.get("benefit_illustration", []):
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if not isinstance(row, dict):
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continue
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policy_year = _safe_number(row.get("policy_year"))
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if policy_year <= 0:
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continue
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age = _safe_number(row.get("age")) or (insured_age + policy_year)
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# 回填非保证字段
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non_guaranteed_account = _safe_number(row.get("non_guaranteed_account_value") or row.get("account_value"))
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non_guaranteed_cash = _safe_number(row.get("non_guaranteed_cash_value") or row.get("cash_value"))
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non_guaranteed_death = _safe_number(row.get("non_guaranteed_death_benefit") or row.get("death_benefit"))
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benefit_rows.append({
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"policyYear": int(policy_year),
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"age": int(age),
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"totalPremiumPaid": _safe_number(row.get("total_premium_paid")),
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"guaranteedCashValue": _safe_number(row.get("guaranteed_cash_value")),
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"nonGuaranteedCashValue": non_guaranteed_cash,
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"totalSurrenderValue": non_guaranteed_cash, # 渲染器统一字段
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"guaranteedDeathBenefit": _safe_number(row.get("guaranteed_death_benefit")),
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"nonGuaranteedDeathBenefit": non_guaranteed_death,
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"sourcePage": int(_safe_number(row.get("source_page"))) if row.get("source_page") else None,
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})
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benefit_rows.sort(key=lambda r: r["policyYear"])
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annual_premium = _safe_number(policy.get("annual_premium"))
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payment_period = policy.get("premium_payment_period", "")
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pay_years = _extract_years(payment_period)
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return {
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"kind": "iul",
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"productName": raw.get("product_name", ""),
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"insured": {
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"name": insured.get("name") or "客户",
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"age": int(insured_age),
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"gender": _normalize_gender(insured.get("gender")),
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"smoker": _normalize_smoker(insured.get("smoker")),
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},
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"policy": {
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"currency": _normalize_currency(policy.get("currency")),
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"sumInsured": _safe_number(policy.get("sum_insured")),
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"initialPremium": _safe_number(policy.get("initial_premium")),
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"annualPremium": annual_premium,
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"targetPremium": _optional_number(policy.get("target_premium")),
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"minimumPremium": _optional_number(policy.get("minimum_premium")),
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"basicPlanAnnualPremium": _optional_number(policy.get("basic_plan_annual_premium")),
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"basicSumInsured": _optional_number(policy.get("basic_sum_insured")),
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"firstYearAmountDue": _optional_number(policy.get("first_year_amount_due")),
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"payYears": pay_years,
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"totalPremium": annual_premium * pay_years,
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"paymentPeriod": str(payment_period),
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"coveragePeriod": policy.get("coverage_period", ""),
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},
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"indexAccounts": index_accounts,
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"benefitRows": benefit_rows,
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"source": {
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"pdfHash": _sha256(pdf_path),
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"pdfPath": pdf_path,
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"parser": parser,
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},
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}
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def map_savings_metrics(data: dict) -> dict:
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"""提取储蓄险关键指标。"""
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insured = data.get("insured", {})
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policy = data.get("policy", {})
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benefit_rows = data.get("benefit_illustration", [])
|
||
if not isinstance(benefit_rows, list):
|
||
benefit_rows = []
|
||
|
||
annual_premium = _safe_number(policy.get("annual_premium"))
|
||
pay_years = _extract_years(policy.get("premium_payment_period"))
|
||
total_premium = annual_premium * pay_years
|
||
|
||
# 回本年度
|
||
breakeven_year = None
|
||
for row in benefit_rows:
|
||
if not isinstance(row, dict):
|
||
continue
|
||
tp = _safe_number(row.get("total_premium_paid"))
|
||
sv = _safe_number(row.get("total_surrender_value"))
|
||
if tp > 0 and sv >= tp:
|
||
breakeven_year = int(_safe_number(row.get("policy_year")))
|
||
break
|
||
|
||
# 20年/30年倍数
|
||
multiple_20 = None
|
||
multiple_30 = None
|
||
for row in benefit_rows:
|
||
if not isinstance(row, dict):
|
||
continue
|
||
py = int(_safe_number(row.get("policy_year")))
|
||
tp = _safe_number(row.get("total_premium_paid"))
|
||
sv = _safe_number(row.get("total_surrender_value"))
|
||
if py == 20 and tp > 0:
|
||
multiple_20 = round(sv / tp, 2)
|
||
if py == 30 and tp > 0:
|
||
multiple_30 = round(sv / tp, 2)
|
||
|
||
# 退保开始年度
|
||
withdraw_start_year = None
|
||
withdraw_start_age = None
|
||
for row in data.get("withdrawal_illustration", []):
|
||
if not isinstance(row, dict):
|
||
continue
|
||
if _safe_number(row.get("annual_withdrawal")) > 0:
|
||
withdraw_start_year = int(_safe_number(row.get("policy_year")))
|
||
withdraw_start_age = int(_safe_number(row.get("age")))
|
||
break
|
||
|
||
return {
|
||
"insuredName": insured.get("name") or "",
|
||
"insuredAge": int(_safe_number(insured.get("age"))),
|
||
"insuredGender": insured.get("gender") or "",
|
||
"productName": data.get("product_name") or policy.get("product_name") or "",
|
||
"currency": policy.get("currency") or "",
|
||
"annualPremium": annual_premium,
|
||
"payYears": pay_years,
|
||
"totalPremium": total_premium,
|
||
"breakevenYear": breakeven_year,
|
||
"multiple20": multiple_20,
|
||
"multiple30": multiple_30,
|
||
"withdrawStartYear": withdraw_start_year,
|
||
"withdrawStartAge": withdraw_start_age,
|
||
}
|