2905 lines
103 KiB
JSON
2905 lines
103 KiB
JSON
{
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"product_id": "ctf-shoujiabei198",
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"product_name": "「守護家倍198」危疾保障计划",
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"product_code": "HB4CILA10",
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"company": "ctf",
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"plan_type": "ci",
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"currency": "USD",
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"extracted_at": "2026-07-07T00:00:00Z",
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"samples": [
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{
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"source_pdf": "守護家倍198.pdf",
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"insured_age": 32,
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"insured_gender": "女",
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"annual_premium": 4949.0,
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"sum_insured": 100000.0,
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"payment_years": 10,
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"coverage_period": "至100岁",
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"benefit_illustration_rows": 75,
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"data": {
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"summary": {
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"insured_name": "VIP小姐",
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"insured_age": 32,
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"insured_gender": "女",
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"smoker": "非吸烟者",
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"product_name": "「守護家倍198」危疾保障计划",
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"product_code": "HB4CILA10",
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"currency": "USD",
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"annual_premium": 4949.0,
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"annual_premium_with_levy": 4953.95,
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"payment_years": 10,
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"coverage_period": "至100岁",
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"premium_total": 49490.0,
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"sum_insured": 100000.0,
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"coverage_items": [
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{
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"name": "保障还原利益",
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"amount": 100000.0,
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"period": "至70岁"
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},
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{
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"name": "严重都市疾病额外保障",
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"amount": 100000.0,
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"period": "至85岁"
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},
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{
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"name": "严重都市疾病无限次增值保障",
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"amount": null,
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"period": null
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}
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],
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"key_clauses": [
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"保障还原利益",
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"严重都市疾病额外保障",
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"严重都市疾病无限次增值保障"
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]
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},
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"benefit_illustration": [
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{
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"policy_year": 1,
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"total_premium_paid": 4949.0,
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"guaranteed_cash_value": 0.0,
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"reversionary_bonus": 0.0,
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"total_surrender_value": 0,
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"guaranteed_death_benefit": 160000.0,
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"non_guaranteed_death_benefit": 0.0,
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"death_benefit": 160000.0,
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"source_page": 2
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},
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{
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"policy_year": 2,
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"total_premium_paid": 9898.0,
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"guaranteed_cash_value": 0.0,
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"reversionary_bonus": 0.0,
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"total_surrender_value": 0,
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"guaranteed_death_benefit": 160000.0,
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"non_guaranteed_death_benefit": 0.0,
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"death_benefit": 160000.0,
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"source_page": 2
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},
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{
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"guaranteed_cash_value": 0.0,
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"reversionary_bonus": 0.0,
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"total_surrender_value": 0,
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"guaranteed_death_benefit": 160000.0,
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"death_benefit": 160000.0,
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"source_page": 2
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},
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{
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"policy_year": 4,
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},
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{
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},
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{
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|
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|
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},
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{
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|
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|
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},
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{
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},
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{
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"policy_year": 9,
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},
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{
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},
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{
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|
},
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{
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"policy_year": 12,
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{
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