{ "_data": { "product_name": "Genesis III Indexed Universal Life", "product_type": "iul", "insured": { "name": "Client", "age": 45, "gender": "male", "relation": null, "smoker": "no" }, "policy": { "product_name": "Genesis III Indexed Universal Life", "currency": "USD", "sum_insured": 2000000, "annual_premium": 36301.0, "premium_payment_period": 10, "coverage_period": "终身", "target_premium": null, "minimum_premium": null, "annual_premium_source_label": "IUL利益表保费列", "first_year_amount_due": 36301.0, "first_year_amount_due_source_label": "IUL利益表首年保费", "initial_premium": 36301.0, "premium_payment_period_source_label": "IUL利益表保费列" }, "coverage_items": null, "index_accounts": [ { "name": "固定戶口", "allocation": 0, "current_rate": 4.1, "guaranteed_floor": null }, { "name": "環球指數戶口", "allocation": 0, "current_rate": 5.7, "guaranteed_floor": null }, { "name": "標普500指數戶口", "allocation": 100, "current_rate": 7.25, "guaranteed_floor": 0.0 }, { "name": "標普500伊斯蘭教法指數戶口", "allocation": 0, "current_rate": 6.5, "guaranteed_floor": null }, { "name": "VC無上限指數戶口", "allocation": 0, "current_rate": 7.5, "guaranteed_floor": null } ], "benefit_illustration": [ { "policy_year": 1, "age": 46, "total_premium_paid": 36301, "guaranteed_account_value": 19212, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 21100, "non_guaranteed_cash_value": 0, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 2, "age": 47, "total_premium_paid": 72602, "guaranteed_account_value": 42077, "guaranteed_cash_value": 3742, "non_guaranteed_account_value": 47508, "non_guaranteed_cash_value": 7708, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 3, "age": 48, "total_premium_paid": 108903, "guaranteed_account_value": 64617, "guaranteed_cash_value": 30750, "non_guaranteed_account_value": 75458, "non_guaranteed_cash_value": 38718, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 4, "age": 49, "total_premium_paid": 145204, "guaranteed_account_value": 86798, "guaranteed_cash_value": 57860, "non_guaranteed_account_value": 105013, "non_guaranteed_cash_value": 71333, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 5, "age": 50, "total_premium_paid": 181505, "guaranteed_account_value": 109269, "guaranteed_cash_value": 85726, "non_guaranteed_account_value": 136943, "non_guaranteed_cash_value": 106323, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 6, "age": 51, "total_premium_paid": 217806, "guaranteed_account_value": 131187, "guaranteed_cash_value": 113506, "non_guaranteed_account_value": 170739, "non_guaranteed_cash_value": 143179, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 7, "age": 52, "total_premium_paid": 254107, "guaranteed_account_value": 152691, "guaranteed_cash_value": 141337, "non_guaranteed_account_value": 206467, "non_guaranteed_cash_value": 181967, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 8, "age": 53, "total_premium_paid": 290408, "guaranteed_account_value": 173756, "guaranteed_cash_value": 169211, "non_guaranteed_account_value": 244223, "non_guaranteed_cash_value": 222803, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 9, "age": 54, "total_premium_paid": 326709, "guaranteed_account_value": 194355, "guaranteed_cash_value": 197059, "non_guaranteed_account_value": 284125, "non_guaranteed_cash_value": 265765, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 10, "age": 55, "total_premium_paid": 363010, "guaranteed_account_value": 214497, "guaranteed_cash_value": 224908, "non_guaranteed_account_value": 326305, "non_guaranteed_cash_value": 311005, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 11, "age": 56, "total_premium_paid": 363010, "guaranteed_account_value": 200275, "guaranteed_cash_value": 218171, "non_guaranteed_account_value": 334562, "non_guaranteed_cash_value": 322322, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 12, "age": 57, "total_premium_paid": 363010, "guaranteed_account_value": 185788, "guaranteed_cash_value": 210942, "non_guaranteed_account_value": 343020, "non_guaranteed_cash_value": 333840, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 13, "age": 58, "total_premium_paid": 363010, "guaranteed_account_value": 170979, "guaranteed_cash_value": 203158, "non_guaranteed_account_value": 351640, "non_guaranteed_cash_value": 345520, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 14, "age": 59, "total_premium_paid": 363010, "guaranteed_account_value": 155789, "guaranteed_cash_value": 194752, "non_guaranteed_account_value": 360388, "non_guaranteed_cash_value": 357328, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 15, "age": 60, "total_premium_paid": 363010, "guaranteed_account_value": 140155, "guaranteed_cash_value": 185656, "non_guaranteed_account_value": 369241, "non_guaranteed_cash_value": 369241, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 16, "age": 61, "total_premium_paid": 363010, "guaranteed_account_value": 132639, "guaranteed_cash_value": 181453, "non_guaranteed_account_value": 387117, "non_guaranteed_cash_value": 387117, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 17, "age": 62, "total_premium_paid": 363010, "guaranteed_account_value": 124502, "guaranteed_cash_value": 176535, "non_guaranteed_account_value": 405607, "non_guaranteed_cash_value": 405607, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 18, "age": 63, "total_premium_paid": 363010, "guaranteed_account_value": 115685, "guaranteed_cash_value": 170832, "non_guaranteed_account_value": 424730, "non_guaranteed_cash_value": 424730, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 19, "age": 64, "total_premium_paid": 363010, "guaranteed_account_value": 106111, "guaranteed_cash_value": 164255, "non_guaranteed_account_value": 444475, "non_guaranteed_cash_value": 444475, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 20, "age": 65, "total_premium_paid": 363010, "guaranteed_account_value": 95718, "guaranteed_cash_value": 156731, "non_guaranteed_account_value": 464851, "non_guaranteed_cash_value": 464851, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 21, "age": 66, "total_premium_paid": 363010, "guaranteed_account_value": 85406, "guaranteed_cash_value": 148145, "non_guaranteed_account_value": 490559, "non_guaranteed_cash_value": 490559, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 22, "age": 67, "total_premium_paid": 363010, "guaranteed_account_value": 73472, "guaranteed_cash_value": 137892, "non_guaranteed_account_value": 517083, "non_guaranteed_cash_value": 517083, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 23, "age": 68, "total_premium_paid": 363010, "guaranteed_account_value": 60255, "guaranteed_cash_value": 126285, "non_guaranteed_account_value": 544806, "non_guaranteed_cash_value": 544806, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 24, "age": 69, "total_premium_paid": 363010, "guaranteed_account_value": 45534, "guaranteed_cash_value": 113098, "non_guaranteed_account_value": 573700, "non_guaranteed_cash_value": 573700, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 25, "age": 70, "total_premium_paid": 363010, "guaranteed_account_value": 28983, "guaranteed_cash_value": 97996, "non_guaranteed_account_value": 603706, "non_guaranteed_cash_value": 603706, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 26, "age": 71, "total_premium_paid": 363010, "guaranteed_account_value": 10202, "guaranteed_cash_value": 80570, "non_guaranteed_account_value": 634730, "non_guaranteed_cash_value": 634730, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 27, "age": 72, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 60838, "non_guaranteed_account_value": 666759, "non_guaranteed_cash_value": 666759, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 28, "age": 73, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 38291, "non_guaranteed_account_value": 699779, "non_guaranteed_cash_value": 699779, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 29, "age": 74, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 12085, "non_guaranteed_account_value": 733762, "non_guaranteed_cash_value": 733762, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 30, "age": 75, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 768658, "non_guaranteed_cash_value": 768658, "total_surrender_value": null, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 2, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-2" }, { "policy_year": 31, "age": 76, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 804421, "non_guaranteed_cash_value": 804421, "total_surrender_value": 804421, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 32, "age": 77, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 840986, "non_guaranteed_cash_value": 840986, "total_surrender_value": 840986, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 33, "age": 78, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 878300, "non_guaranteed_cash_value": 878300, "total_surrender_value": 878300, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 34, "age": 79, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 916274, "non_guaranteed_cash_value": 916274, "total_surrender_value": 916274, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 35, "age": 80, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 956114, "non_guaranteed_cash_value": 956114, "total_surrender_value": 956114, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 36, "age": 81, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 996668, "non_guaranteed_cash_value": 996668, "total_surrender_value": 996668, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 37, "age": 82, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1037899, "non_guaranteed_cash_value": 1037899, "total_surrender_value": 1037899, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 38, "age": 83, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1079740, "non_guaranteed_cash_value": 1079740, "total_surrender_value": 1079740, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 39, "age": 84, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1119849, "non_guaranteed_cash_value": 1119849, "total_surrender_value": 1119849, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 40, "age": 85, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1160480, "non_guaranteed_cash_value": 1160480, "total_surrender_value": 1160480, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 41, "age": 86, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1201614, "non_guaranteed_cash_value": 1201614, "total_surrender_value": 1201614, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 42, "age": 87, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1243264, "non_guaranteed_cash_value": 1243264, "total_surrender_value": 1243264, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 43, "age": 88, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1285477, "non_guaranteed_cash_value": 1285477, "total_surrender_value": 1285477, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 44, "age": 89, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1328365, "non_guaranteed_cash_value": 1328365, "total_surrender_value": 1328365, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 45, "age": 90, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1372083, "non_guaranteed_cash_value": 1372083, "total_surrender_value": 1372083, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 46, "age": 91, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1416868, "non_guaranteed_cash_value": 1416868, "total_surrender_value": 1416868, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 47, "age": 92, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1463079, "non_guaranteed_cash_value": 1463079, "total_surrender_value": 1463079, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 48, "age": 93, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1510561, "non_guaranteed_cash_value": 1510561, "total_surrender_value": 1510561, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 49, "age": 94, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1559914, "non_guaranteed_cash_value": 1559914, "total_surrender_value": 1559914, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 50, "age": 95, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1612058, "non_guaranteed_cash_value": 1612058, "total_surrender_value": 1612058, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 51, "age": 96, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1668382, "non_guaranteed_cash_value": 1668382, "total_surrender_value": 1668382, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 52, "age": 97, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1731033, "non_guaranteed_cash_value": 1731033, "total_surrender_value": 1731033, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 53, "age": 98, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1803322, "non_guaranteed_cash_value": 1803322, "total_surrender_value": 1803322, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 54, "age": 99, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 1890490, "non_guaranteed_cash_value": 1890490, "total_surrender_value": 1890490, "non_guaranteed_death_benefit": 2000000, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 55, "age": 100, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2000993, "non_guaranteed_cash_value": 2000993, "total_surrender_value": 2000993, "non_guaranteed_death_benefit": 2000993, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 56, "age": 101, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2145499, "non_guaranteed_cash_value": 2145499, "total_surrender_value": 2145499, "non_guaranteed_death_benefit": 2145499, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 57, "age": 102, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2298863, "non_guaranteed_cash_value": 2298863, "total_surrender_value": 2298863, "non_guaranteed_death_benefit": 2298863, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 58, "age": 103, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2461759, "non_guaranteed_cash_value": 2461759, "total_surrender_value": 2461759, "non_guaranteed_death_benefit": 2461759, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 59, "age": 104, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2634780, "non_guaranteed_cash_value": 2634780, "total_surrender_value": 2634780, "non_guaranteed_death_benefit": 2634780, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 60, "age": 105, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2818555, "non_guaranteed_cash_value": 2818555, "total_surrender_value": 2818555, "non_guaranteed_death_benefit": 2818555, "cost_of_insurance": null, "source_page": 3, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-3" }, { "policy_year": 61, "age": 106, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3013752, "non_guaranteed_cash_value": 3013752, "total_surrender_value": 3013752, "non_guaranteed_death_benefit": 3013752, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 62, "age": 107, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3221081, "non_guaranteed_cash_value": 3221081, "total_surrender_value": 3221081, "non_guaranteed_death_benefit": 3221081, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 63, "age": 108, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3441297, "non_guaranteed_cash_value": 3441297, "total_surrender_value": 3441297, "non_guaranteed_death_benefit": 3441297, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 64, "age": 109, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3675200, "non_guaranteed_cash_value": 3675200, "total_surrender_value": 3675200, "non_guaranteed_death_benefit": 3675200, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 65, "age": 110, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3923642, "non_guaranteed_cash_value": 3923642, "total_surrender_value": 3923642, "non_guaranteed_death_benefit": 3923642, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 66, "age": 111, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4187525, "non_guaranteed_cash_value": 4187525, "total_surrender_value": 4187525, "non_guaranteed_death_benefit": 4187525, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 67, "age": 112, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4467809, "non_guaranteed_cash_value": 4467809, "total_surrender_value": 4467809, "non_guaranteed_death_benefit": 4467809, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 68, "age": 113, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4765514, "non_guaranteed_cash_value": 4765514, "total_surrender_value": 4765514, "non_guaranteed_death_benefit": 4765514, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 69, "age": 114, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5081723, "non_guaranteed_cash_value": 5081723, "total_surrender_value": 5081723, "non_guaranteed_death_benefit": 5081723, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 70, "age": 115, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5417586, "non_guaranteed_cash_value": 5417586, "total_surrender_value": 5417586, "non_guaranteed_death_benefit": 5417586, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 71, "age": 116, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5774324, "non_guaranteed_cash_value": 5774324, "total_surrender_value": 5774324, "non_guaranteed_death_benefit": 5774324, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 72, "age": 117, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 6153234, "non_guaranteed_cash_value": 6153234, "total_surrender_value": 6153234, "non_guaranteed_death_benefit": 6153234, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 73, "age": 118, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 6555696, "non_guaranteed_cash_value": 6555696, "total_surrender_value": 6555696, "non_guaranteed_death_benefit": 6555696, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 74, "age": 119, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 6983172, "non_guaranteed_cash_value": 6983172, "total_surrender_value": 6983172, "non_guaranteed_death_benefit": 6983172, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 75, "age": 120, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 7437218, "non_guaranteed_cash_value": 7437218, "total_surrender_value": 7437218, "non_guaranteed_death_benefit": 7437218, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 76, "age": 121, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 7919484, "non_guaranteed_cash_value": 7919484, "total_surrender_value": 7919484, "non_guaranteed_death_benefit": 7919484, "cost_of_insurance": null, "source_page": 4, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-4" }, { "policy_year": 1, "age": 46, "total_premium_paid": 36301, "guaranteed_account_value": 37027, "guaranteed_cash_value": 37027, "non_guaranteed_account_value": 38933, "non_guaranteed_cash_value": 38933, "total_surrender_value": 0, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 2, "age": 47, "total_premium_paid": 72602, "guaranteed_account_value": 74795, "guaranteed_cash_value": 71052, "non_guaranteed_account_value": 80688, "non_guaranteed_cash_value": 72981, "total_surrender_value": 7708, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 3, "age": 48, "total_premium_paid": 108903, "guaranteed_account_value": 113317, "guaranteed_cash_value": 82567, "non_guaranteed_account_value": 125471, "non_guaranteed_cash_value": 86753, "total_surrender_value": 38718, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 4, "age": 49, "total_premium_paid": 145204, "guaranteed_account_value": 152611, "guaranteed_cash_value": 94751, "non_guaranteed_account_value": 173500, "non_guaranteed_cash_value": 102168, "total_surrender_value": 71333, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 5, "age": 50, "total_premium_paid": 181505, "guaranteed_account_value": 192690, "guaranteed_cash_value": 106965, "non_guaranteed_account_value": 225012, "non_guaranteed_cash_value": 118689, "total_surrender_value": 106323, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 6, "age": 51, "total_premium_paid": 217806, "guaranteed_account_value": 233571, "guaranteed_cash_value": 120065, "non_guaranteed_account_value": 280258, "non_guaranteed_cash_value": 137079, "total_surrender_value": 143179, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 7, "age": 52, "total_premium_paid": 254107, "guaranteed_account_value": 275269, "guaranteed_cash_value": 133932, "non_guaranteed_account_value": 339510, "non_guaranteed_cash_value": 157542, "total_surrender_value": 181967, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 8, "age": 53, "total_premium_paid": 290408, "guaranteed_account_value": 317802, "guaranteed_cash_value": 148590, "non_guaranteed_account_value": 403057, "non_guaranteed_cash_value": 180255, "total_surrender_value": 222803, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 9, "age": 54, "total_premium_paid": 326709, "guaranteed_account_value": 361185, "guaranteed_cash_value": 164126, "non_guaranteed_account_value": 471212, "non_guaranteed_cash_value": 205447, "total_surrender_value": 265765, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 10, "age": 55, "total_premium_paid": 363010, "guaranteed_account_value": 405436, "guaranteed_cash_value": 180527, "non_guaranteed_account_value": 544307, "non_guaranteed_cash_value": 233303, "total_surrender_value": 311005, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 11, "age": 56, "total_premium_paid": 363010, "guaranteed_account_value": 413544, "guaranteed_cash_value": 195374, "non_guaranteed_account_value": 583769, "non_guaranteed_cash_value": 261447, "total_surrender_value": 322322, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 12, "age": 57, "total_premium_paid": 363010, "guaranteed_account_value": 421815, "guaranteed_cash_value": 210873, "non_guaranteed_account_value": 626093, "non_guaranteed_cash_value": 292253, "total_surrender_value": 333840, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 13, "age": 58, "total_premium_paid": 363010, "guaranteed_account_value": 430251, "guaranteed_cash_value": 227094, "non_guaranteed_account_value": 671485, "non_guaranteed_cash_value": 325964, "total_surrender_value": 345520, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 14, "age": 59, "total_premium_paid": 363010, "guaranteed_account_value": 438856, "guaranteed_cash_value": 244104, "non_guaranteed_account_value": 720167, "non_guaranteed_cash_value": 362839, "total_surrender_value": 357328, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 15, "age": 60, "total_premium_paid": 363010, "guaranteed_account_value": 447634, "guaranteed_cash_value": 261978, "non_guaranteed_account_value": 772379, "non_guaranteed_cash_value": 403139, "total_surrender_value": 369241, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 16, "age": 61, "total_premium_paid": 363010, "guaranteed_account_value": 456586, "guaranteed_cash_value": 275133, "non_guaranteed_account_value": 828377, "non_guaranteed_cash_value": 441260, "total_surrender_value": 387117, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 17, "age": 62, "total_premium_paid": 363010, "guaranteed_account_value": 465718, "guaranteed_cash_value": 289183, "non_guaranteed_account_value": 888434, "non_guaranteed_cash_value": 482827, "total_surrender_value": 405607, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 18, "age": 63, "total_premium_paid": 363010, "guaranteed_account_value": 475032, "guaranteed_cash_value": 304200, "non_guaranteed_account_value": 952846, "non_guaranteed_cash_value": 528116, "total_surrender_value": 424730, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 19, "age": 64, "total_premium_paid": 363010, "guaranteed_account_value": 484533, "guaranteed_cash_value": 320278, "non_guaranteed_account_value": 1021927, "non_guaranteed_cash_value": 577452, "total_surrender_value": 444475, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 20, "age": 65, "total_premium_paid": 363010, "guaranteed_account_value": 494224, "guaranteed_cash_value": 337492, "non_guaranteed_account_value": 1096017, "non_guaranteed_cash_value": 631165, "total_surrender_value": 464851, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 21, "age": 66, "total_premium_paid": 363010, "guaranteed_account_value": 504108, "guaranteed_cash_value": 355963, "non_guaranteed_account_value": 1186504, "non_guaranteed_cash_value": 695945, "total_surrender_value": 490559, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 22, "age": 67, "total_premium_paid": 363010, "guaranteed_account_value": 514190, "guaranteed_cash_value": 376298, "non_guaranteed_account_value": 1284462, "non_guaranteed_cash_value": 767379, "total_surrender_value": 517083, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 23, "age": 68, "total_premium_paid": 363010, "guaranteed_account_value": 524474, "guaranteed_cash_value": 398189, "non_guaranteed_account_value": 1390508, "non_guaranteed_cash_value": 845703, "total_surrender_value": 544806, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 24, "age": 69, "total_premium_paid": 363010, "guaranteed_account_value": 534964, "guaranteed_cash_value": 421866, "non_guaranteed_account_value": 1505309, "non_guaranteed_cash_value": 931609, "total_surrender_value": 573700, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 25, "age": 70, "total_premium_paid": 363010, "guaranteed_account_value": 545663, "guaranteed_cash_value": 447667, "non_guaranteed_account_value": 1629588, "non_guaranteed_cash_value": 1025882, "total_surrender_value": 603706, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 26, "age": 71, "total_premium_paid": 363010, "guaranteed_account_value": 556576, "guaranteed_cash_value": 476006, "non_guaranteed_account_value": 1764127, "non_guaranteed_cash_value": 1129398, "total_surrender_value": 634730, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 27, "age": 72, "total_premium_paid": 363010, "guaranteed_account_value": 567708, "guaranteed_cash_value": 506870, "non_guaranteed_account_value": 1909775, "non_guaranteed_cash_value": 1243016, "total_surrender_value": 666759, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 28, "age": 73, "total_premium_paid": 363010, "guaranteed_account_value": 579062, "guaranteed_cash_value": 540771, "non_guaranteed_account_value": 2067446, "non_guaranteed_cash_value": 1367668, "total_surrender_value": 699779, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 29, "age": 74, "total_premium_paid": 363010, "guaranteed_account_value": 590643, "guaranteed_cash_value": 578558, "non_guaranteed_account_value": 2237457, "non_guaranteed_cash_value": 1503695, "total_surrender_value": 733762, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 30, "age": 75, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2419794, "non_guaranteed_cash_value": 1651135, "total_surrender_value": 768658, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 5, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-5" }, { "policy_year": 31, "age": 76, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2615349, "non_guaranteed_cash_value": 1810929, "total_surrender_value": 804421, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 32, "age": 77, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 2825083, "non_guaranteed_cash_value": 1984097, "total_surrender_value": 840986, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 33, "age": 78, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3050022, "non_guaranteed_cash_value": 2171722, "total_surrender_value": 878300, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 34, "age": 79, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3291270, "non_guaranteed_cash_value": 2374996, "total_surrender_value": 916274, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 35, "age": 80, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3550008, "non_guaranteed_cash_value": 2593894, "total_surrender_value": 956114, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 36, "age": 81, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 3827504, "non_guaranteed_cash_value": 2830836, "total_surrender_value": 996668, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 37, "age": 82, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4125119, "non_guaranteed_cash_value": 3087220, "total_surrender_value": 1037899, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 38, "age": 83, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4444311, "non_guaranteed_cash_value": 3364571, "total_surrender_value": 1079740, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 39, "age": 84, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 4786644, "non_guaranteed_cash_value": 3666795, "total_surrender_value": 1119849, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 40, "age": 85, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5153797, "non_guaranteed_cash_value": 3993317, "total_surrender_value": 1160480, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 41, "age": 86, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5547568, "non_guaranteed_cash_value": 4345955, "total_surrender_value": 1201614, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 42, "age": 87, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 5969888, "non_guaranteed_cash_value": 4726623, "total_surrender_value": 1243264, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 43, "age": 88, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 6422825, "non_guaranteed_cash_value": 5137349, "total_surrender_value": 1285477, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 44, "age": 89, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 6908601, "non_guaranteed_cash_value": 5580236, "total_surrender_value": 1328365, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 45, "age": 90, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 7429595, "non_guaranteed_cash_value": 6057512, "total_surrender_value": 1372083, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 46, "age": 91, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 7988362, "non_guaranteed_cash_value": 6571494, "total_surrender_value": 1416868, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 47, "age": 92, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 8587639, "non_guaranteed_cash_value": 7124560, "total_surrender_value": 1463079, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 48, "age": 93, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 9230364, "non_guaranteed_cash_value": 7719802, "total_surrender_value": 1510561, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 49, "age": 94, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 9919686, "non_guaranteed_cash_value": 8359772, "total_surrender_value": 1559914, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 50, "age": 95, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 10658984, "non_guaranteed_cash_value": 9046926, "total_surrender_value": 1612058, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 51, "age": 96, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 11451881, "non_guaranteed_cash_value": 9783499, "total_surrender_value": 1668382, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 52, "age": 97, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 12302263, "non_guaranteed_cash_value": 10571230, "total_surrender_value": 1731033, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 53, "age": 98, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 13214298, "non_guaranteed_cash_value": 11410976, "total_surrender_value": 1803322, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 54, "age": 99, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 14192456, "non_guaranteed_cash_value": 12301966, "total_surrender_value": 1890490, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 55, "age": 100, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 15241529, "non_guaranteed_cash_value": 13240537, "total_surrender_value": 2000993, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 56, "age": 101, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 16366661, "non_guaranteed_cash_value": 14221162, "total_surrender_value": 2145499, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 57, "age": 102, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 17573365, "non_guaranteed_cash_value": 15274502, "total_surrender_value": 2298863, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 58, "age": 103, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 18867555, "non_guaranteed_cash_value": 16405796, "total_surrender_value": 2461759, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 59, "age": 104, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 20255573, "non_guaranteed_cash_value": 17620793, "total_surrender_value": 2634780, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 60, "age": 105, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 21744223, "non_guaranteed_cash_value": 18925669, "total_surrender_value": 2818555, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 6, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-6" }, { "policy_year": 61, "age": 106, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 23340800, "non_guaranteed_cash_value": 20327048, "total_surrender_value": 3013752, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 62, "age": 107, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 25053129, "non_guaranteed_cash_value": 21832048, "total_surrender_value": 3221081, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 63, "age": 108, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 26889602, "non_guaranteed_cash_value": 23448305, "total_surrender_value": 3441297, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 64, "age": 109, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 28859219, "non_guaranteed_cash_value": 25184018, "total_surrender_value": 3675200, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 65, "age": 110, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 30971633, "non_guaranteed_cash_value": 27047991, "total_surrender_value": 3923642, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 66, "age": 111, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 33237197, "non_guaranteed_cash_value": 29049672, "total_surrender_value": 4187525, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 67, "age": 112, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 35667015, "non_guaranteed_cash_value": 31199206, "total_surrender_value": 4467809, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 68, "age": 113, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 38272994, "non_guaranteed_cash_value": 33507480, "total_surrender_value": 4765514, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 69, "age": 114, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 41067907, "non_guaranteed_cash_value": 35986184, "total_surrender_value": 5081723, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 70, "age": 115, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 44065451, "non_guaranteed_cash_value": 38647865, "total_surrender_value": 5417586, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 71, "age": 116, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 47280317, "non_guaranteed_cash_value": 41505993, "total_surrender_value": 5774324, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 72, "age": 117, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 50728261, "non_guaranteed_cash_value": 44575027, "total_surrender_value": 6153234, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 73, "age": 118, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 54426181, "non_guaranteed_cash_value": 47870485, "total_surrender_value": 6555696, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 74, "age": 119, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 58392200, "non_guaranteed_cash_value": 51409028, "total_surrender_value": 6983172, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 75, "age": 120, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 62645755, "non_guaranteed_cash_value": 55208537, "total_surrender_value": 7437218, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" }, { "policy_year": 76, "age": 121, "total_premium_paid": 363010, "guaranteed_account_value": 0, "guaranteed_cash_value": 0, "non_guaranteed_account_value": 67207693, "non_guaranteed_cash_value": 59288209, "total_surrender_value": 7919484, "non_guaranteed_death_benefit": null, "cost_of_insurance": null, "source_page": 7, "scenario_type": "unknown", "row_variant": "default", "table_id": "page-7" } ], "withdrawal_illustration": [], "_meta": { "split_extraction": { "tokens": { "input": 17301, "output": 17821 }, "identity": { "status": "success", "latencyMs": 2367.4 }, "benefit": { "status": "success", "chunkCount": 6, "completedChunks": 6, "errors": [], "latencyMs": 75848.9, "rowCount": 152 }, "withdrawal": { "status": "success", "chunkCount": 1, "completedChunks": 1, "errors": [], "latencyMs": 823.5, "rowCount": 0 } }, "plan_type_detection": { "requested": "iul", "detected": "iul", "corrected": false } } }, "_meta": { "cacheVersion": 10, "originalFile": "transamerica.pdf", "extractedAt": "2026-08-02T13:59:56.609669", "fileHash": "4c428bfc7b5c0cc240c001ea1595aaa874e851a2f9fff922f710ebcc6eeb3429", "cacheContext": { "parser_version": "document-ir-pymupdf-v1", "ocr_version": "tesseract-blocks-v1", "rules_version": "insurance-extraction-rules-v1", "model_version": "runtime-configured", "prompt_version": "insurance-ppt-prompts-v1", "profile_code": null, "profile_version": null } } }