{
  "id": "savings-iul",
  "displayName": "储蓄险加IUL组合方案",
  "products": ["savings", "iul"],
  "templateFamily": "bundle",
  "status": "active",
  "modules": [
    "education-fund-layer",
    "savings-growth-analysis",
    "iul-legacy-leverage",
    "family-timeline",
    "recommendation"
  ]
}